Welcome to the Granite Group of Companies (“GRANITE”) website. GRANITE has provided this service to you subject to the conditions detailed in this agreement. By using this website you confirm that you have familiarised yourself with the terms and conditions governing the usage of the website and that you agree to be bound by these terms and conditions.

Should you not agree to the terms and conditions stipulated, you must refrain from using the GRANITE website.

Your access to the GRANITE website and use of any services provided by GRANITE are subject to the terms and conditions below.

GRANITE grants to you a limited license to access and make personal use of the website. You are not allowed to modify (other than page caching) the website or any portion thereof without the prior written consent of GRANITE. This license does not permit any resale or commercial use of the GRANITE website or its contents; any derivative use of the GRANITE website or its contents; any downloading or copying of information for the benefit of another company or individual; or any use of data mining, robots, or similar data gathering and extraction tools. The GRANITE website or any portion of the GRANITE website, may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without the prior written consent of GRANITE. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of GRANITE and our affiliates without prior written consent. You may not use any Meta tags or any other “hidden text” utilizing the GRANITE name or trademarks without the prior written consent of GRANITE. Any unauthorized use terminates the permission or license granted by GRANITE. You are granted a limited, revocable, and non-exclusive right to create a hyperlink to the home page of GRANITE website so long as the link does not portray GRANITE, its affiliates, or their products or services in a false, misleading, derogatory, or otherwise offensive matter. You may not use the GRANITE logo or other proprietary graphic or trademark, or those of their affiliates, as part of the link without prior written permission of the owner of the graphic or trademark. GRANITE may provide links from the GRANITE website to other websites which may offer services to you. GRANITE is not responsible for evaluating the content or offerings made on these websites. GRANITE does not endorse or warrant the offerings of any of the businesses or individuals, nor is it responsible for the content of the websites to which links may be provided, or that of any third party websites, which may be accessed through these linked websites. No liability will be attributed to GRANITE for any dealings with any other websites accessed through links provided by GRANITE and you are solely responsible for assessing the terms and conditions and privacy provisions of any of these websites.

Please be aware that we monitor all the I.P. Addresses of users visiting the website. Any fraudulent activity will be reported to the proper authorities, and prosecuted to the fullest extent of the law.

Apart from the provisions of sections 43(5) and 43(6) of the Electronic Communications and Transactions Act, neither GRANITE nor any of its agents or representatives shall be liable for any damage, loss or liability of whatsoever nature arising from the use or inability to use this website or the services or content provided from and through this website. Furthermore, GRANITE makes no representations or warranties, implied or otherwise, that, amongst others, the content and technology available from this website are free from errors or omissions or that the service will be 100% uninterrupted and error free. This website is supplied on an “as is” basis and has not been compiled or supplied to meet the user’s individual requirements. It is the sole responsibility of the user to satisfy itself prior to entering into this agreement with GRANITE that the service available from and through this web site will meet the user’s individual requirements and be compatible with the user’s needs. Information, ideas and opinions expressed on this site should not be regarded as professional advice or the official opinion of GRANITE and users are encouraged to consult professional medical advice before taking any course of action related to information, ideas or opinions expressed on this site. All items purchased from GRANITE are made pursuant to agreements with shipping and delivery agents and risk of loss pass from GRANITE to such agents upon delivery of any item to such carrier.
The GRANITE website and all communications and transactions concluded using the website, are governed by, and you agree to, the application of the laws of the Republic of South Africa. As the website is targeted at South African citizens and residents, any limitations on implied warranties or the exclusion or limitation of certain damages which may be applicable under the laws of any other jurisdiction are expressly waived by you, and to the extent that they cannot be waived, you shall not enter into any transactions with GRANITE.
GRANITE is committed to protecting your privacy. This privacy policy applies to all the web pages related to this website.
All the information gathered in the online forms on the website is used to personally identify users that subscribe to this service. The information will not be used for anything other that which is stated in the Terms & Conditions of use for this service. None of the information will be sold or made available to any third parties.

The site may collect certain information about user’s visits, such as the name of the Internet service provider and the Internet Protocol (IP) address through which you access the Internet; the date and time you access the site; the pages that you access while at the site and the Internet address of the Web site from which you linked directly to our site. This information is used to help improve the site, analyze trends, and administer the site.

GRANITE may need to change this policy from time to time in order to address new issues and reflect changes on our site. GRANITE will post those changes, ensuring users are always aware, regarding, what information GRANITE gathers, how GRANITE might use that information, and whether GRANITE will disclose that information to any parties. Please refer back to this policy regularly. Should there be any questions or concerns about our privacy policy, please do not hesitate to contact GRANITE.
By using this website, users signify their acceptance of GRANITE’s Terms and Conditions. If users do not agree with this policy, please contact GRANITE or alternatively refrain from using our site. Your continued use of the website following the posting of changes to these terms will signify that you accept those changes.

The site may use cookie and tracking technology depending on the features offered. Cookie and tracking technology are useful for gathering information such as browser type and operating system, tracking the number of visitors to the site, and understanding how visitors use the site. Cookies can also help customize the site for visitors. Personal information cannot be collected via cookies and other tracking technology; however, if you previously provided personally identifiable information, cookies may be tied to such information. Aggregate cookie and tracking information may be shared with third parties.
In an attempt to provide increased value to our users, GRANITE may provide links to other websites or resources. Users acknowledge and agree that GRANITE is not responsible for the availability of such external sites or resources, do not endorse, and are not responsible or liable, directly or indirectly, for the privacy practices or the content (including misrepresentative or defamatory content) of such websites, including (without limitation) any advertising, products or other materials or services on or available from such websites or resources, nor for any damage, loss or offence caused or alleged to be caused by, or in connection with, the use of or reliance on any such content, goods or services available on such external sites or resources.
When you visit GRANITE or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. GRANITE will communicate with you by e-mail or by posting notices on the GRANITE website or through social media channels. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically, shall satisfy any legal requirement between us. Further, that your acceptance of any terms or conditions applicable to the GRANITE website and transactions concluded using the GRANITE website, as well as your intent to enter into any transaction with GRANITE may be evidenced by any action by you from which this may reasonably be inferred.
The provisions of the Disclaimer of warranties, Limitation of liability and Applicable law relating to the Laws of Southern Africa and will apply equally to the remainder of this agreement.
GRANITE may amend the terms and conditions governing access to the GRANITE website as well as trade using the website. GRANITE shall, prior to the amendments of the terms and conditions, give registered purchasers and any third parties to whom this agreement may apply notice of the amendments by email, or by posting the notice of such amendments on the GRANITE website. If you do not agree with the amended terms you shall immediately give notice to GRANITE of your wish to have your registration terminated. Failure to do so will be deemed to indicate your acceptance of the amended terms and conditions.
All the content, trademarks and data on this web site, including but not limited to, software, databases, text, graphics, icons, hyperlinks, private information, designs and agreements, are the property of, or licensed to, GRANITE and as such, are protected from infringement by local and international legislation and treaties.
GRANITE adheres to the provisions of Chapter VII of the Electronic Communications and Transactions Act 25 of 2002 (“the Act”). Chapter VII of the Act provides protection to consumers and the provisions of the Act relevant to commercial transactions that may be effected on the GRANITE, as well as the information required in terms of the Act are provided for your reference.
Full name and legal status of website owner:
Granite Asset Management (Pty) Ltd. (2009/024528/07) a company duly incorporated in terms of the company laws of South Africa.

Granite Asset Management (Pty) Ltd.
7th Floor, State House,
3 Rose Street,
Cape Town
Contact Details:
Tel: (+27) 0861177770